Saturday, January 24, 2015

Foreign Nationals Living in America

The globalization of the planet through lightening fast communications, currency exchanges and the emerging status "citizens of the earth" has created, for the most part, borderless nations.

Immigration status is very important in the foreign national market.

The resident alien market is defined as non U.S. citizens who live in the U.S. The prospects in the foreign market have a poultry $60,000 estate exemption with no unlimited marital deduction. The number of married couples comprised of foreign nationals and American citizens is significant.

Syndicated financial columnist and talk show host Steve Savant interviews foreign market expert Carey Rokovich, CFP, CLU, ChFC. The foreign national market is a large, growing population that faces unique US planning challenges. Foreign national have a significant need for information on financial planning concepts, and desire US dollar denominated products. This series reveals the untapped foreign national market in America. It's a niche segment of our society that could be a significant opportunity for advisers.

Saturday, January 17, 2015

Life Insurance Policy Review

When your looking for insurance coverage, you want to pay the least amount possible for the most coverage. It doesn't matter if you're shopping for auto, home, renters or even life insurance. Auto coverage commercials generally proclaim that they can save the consumer 15%, even more if you consolidate auto and home insurance. But surprisingly, few consumers shop their life insurance coverage.

The term life insurance market is a consumer's dream, especially in the brokerage community. So much so, that you may save much more than 15% and you get a free medical exam for most policies over &100,000 of protection. It's really worth while to shop for life insurance in the brokerage market, where the odds are you can save real money.

Syndicated financial columnist and talk show host Steve Savant interviews nationally recognized product due diligence expert Sam Rocke, CFP. This series explores the product review process for life insurance, not only for traditional indemnification strategies, but for tax advantaged distributions for retirement income. All financial products need to be reviewed on an annual basis for performance and continued relevance in the overall financial plan.

Saturday, January 10, 2015

Why Income Annuities Are Used in Retirement Plans

This episode addresses the basics in asset allocation, i.e. your portfolio mix of financial products. The fundamental theory of asset allocation has now been introduced into an indexed annuity for protection of principal and access to potential market returns.

The crediting account of most indexed annuities can never fall below zero. However, like most financial products, there are associated costs that may be deducted from the crediting account. This particular show highlights Barclays foray into indexed annuities with insurance giant Allianz.

Syndicated financial columnist and talk show host Steve Savant interviews nationally recognized annuity expert Mike McGlothlin, ChFC, CLU, CFP. In this episode Steve and Mike point out the value of guaranteed income annuities, some of which are for life.

Saturday, January 3, 2015

What Women Want from Financial Advisors

The purse strings of American households have always been in the hands of women. But with the passing of World War II and Korean veterans, trillions of dollars in assets are moving into the hands of their wives. And those women are being cared for by their baby boomer daughters at home or in a nursing facility. Women are looking for financial advisers that they can trust and will take the time to listen to their opinions and questions. In this episode Dr. Barb Provost addresses some of the key aspects of working with women and their money. Syndicated financial columnist and talk show host Steve Savant interviews Dr. Barb Provost, adjunct professor at Roosevelt University in Chicago. With multiple Masters Degrees and a Doctorate in Adult and Continuing Education, Barbara Provost MS EdD is an expert in how adults learn. Her insights into women and money are considered at the forefront of the most neglected demographic among financial advisers. She has also developed training programs for Fortune 100 companies and is a Certified Coach of the International Coaching Federation.

About Steve Savant

Steve Savant

As the National Marketing Spokesperson for Ash Brokerage, Steve Savant looks forward to meeting financial professionals in every way possible - in person or by video through conferences and social media.

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