Saturday, November 30, 2013

The Top Four Consumer Concerns

All over the Internet, there is no other economic subject that polarizes advisers across the country more than "buy term and invest the difference from a permanent policy". Next to that is the ultimate retirement question of what assets should be used in retirement and in what sequence should they be used. Running a close third is whether you should convert traditional IRAs to Roth IRAs before retirement to maximize income during your golden years. And lastly, whether or not to self-insure against extended care costs or purchase a long term care insurance policy. Steve takes these questions to Bob Ritter the architect of the most popular adviser planning software for answers to these critical consumer questions.

Saturday, November 23, 2013

Long Term Care Executive & Employee Compensation

Head hunters are in search of veteran employees for firms who want executives with a track record and who need little training. A new trend among small business is to go after seasoned workers with experience. The baby boomer executive is in high demand. Head hunters suggest that boomers are driven by benefits. And one of those key benefits is long term care insurance. Employers who are seeking to recruit and retain impact employees are using long term care as a company benefit distinctive. Steve and Maria Sarci discuss the statistics that suggest that 70 percent of seniors will need extended care in their golden years.

Saturday, November 16, 2013

Linked Benefit Cash Value Products

Retirement planning can be a daunting task, especially when you consider that the odds are high that you'll be living longer. Increased life expectancy also increases the odds of you needing some degree of extended care coverage, or assisted home living at the minimum. But what if you are in the minority of Americans that will never need assistance? Now there may be an alternative to traditional long term care insurance that has cash values, so you can mitigate the cost, even if you don't use it. Online syndicated columnist and talk show host Steve Savant interviews linked benefit expert Bradley Gayheart in an eye-opening conversation about extended care protection.

Saturday, November 9, 2013

Individual Long Term Care -- Maria Sarci

The stats, the facts and the impact of the graying of America are truly astounding. Thirty nine million Americans are over the age of 65. Ten thousand baby boomers are retiring every day and that trend is expected to last for the next 19 years. By 2030, 20% of the U.S. population will be over age 65. 70% of those Americans will have an extended care event. The demographic data is overwhelming as Steve and Maria discuss the increased odds of a long term care event for most seniors during retirement.

Saturday, November 2, 2013

Your Health & Wealth

When it comes to health it seems that there are two segments of the population, those who pursue a healthy lifestyle and those who don't. Over the last generation, Americans have moved towards a tobacco free environment in public settings. Present day society, in general, is more health conscience than in any preceding generation, which is not to say that the present generation is the healthiest. But with a culture of medical advancements, combined with emphasis on proper diet and exercise, Americans are moving in the right direction in healthy living. All these health factors can impact wealth accumulation. Online syndicated columnist and talk show host Steve Savant interviews impaired risk experts Joe Brita and Charlie Kuhn as they touch on the mortality revolution taking place in the financial community.

About Steve Savant

Steve Savant

As the National Marketing Spokesperson for Ash Brokerage, Steve Savant looks forward to meeting financial professionals in every way possible - in person or by video through conferences and social media.

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